The volume of growth in household deposits was similar to that in 2016, while the volume of loans increased for the second year running, Banka Slovenije found in its report.
Financial assets of households increased by EUR 1.8bn last year to EUR 42.5bn. Deposits expanded by EUR 801m to EUR 18.3bn, of which 68% were sight deposits.
Household equity capital investments increased by EUR 338m to EUR 10.9bn, mainly due to an increase in the value of investments; 75% of these were in non-financial enterprises and 14% in investment funds.
Households sold EUR 110m net worth of shares and other equity, while their net payments into mutual funds reached EUR 112m.
Insurance and pension scheme claims rose by EUR 251m to EUR 7.3bn; pension rights represented 46% of the sum and life insurance 44%.
Households' debt amounted to EUR 13.3bn with the volume of loans increasing by EUR 654m from 2016 to EUR 11.6bn. The bulk of these (84%) were taken out from banks.
Compared to households, Slovenian non-financial companies are worse off, but their financial position has improved substantially through deleveraging, restructuring and economic growth.
The financial assets of non-financial businesses increased by EUR 2.2bn in 2017 to EUR 45.3bn, most of which were in the form of claims.
EUR 15.3bn of the assets were in the form of investment in equity capital, the bulk of which was within their own sector, and EUR 7.1bn were in the form of deposits and cash, of which 90% with banks.
Liabilities of non-financial companies increased by EUR 1.6bn to EUR 80.5bn, half of which were from equity capital.
The volume of corporate loans decreased by EUR 892m to EUR 22.7bn. Other liabilities increased by EUR 1.1bn to EUR 16.4bn.
The shortfall of companies' financial assets over liabilities was thus reduced by EUR 610m to EUR 35.2bn.
